{
  "version": "p01-b3-g03-v1",
  "nature": "合成教学数据；非真实收益或产品费用",
  "currency": "USD",
  "compounding": {
    "initial": "100",
    "period_return": "0.10",
    "periods": 2,
    "external_flows": "0",
    "fees": "0",
    "taxes": "0",
    "expected_first": "110",
    "expected_second_gain": "11",
    "expected_second": "121"
  },
  "loss_recovery": {
    "initial": "10000",
    "loss_rate": "0.20",
    "external_flows": "0",
    "fees": "0",
    "taxes": "0",
    "expected_loss": "2000",
    "expected_after_loss": "8000",
    "expected_recovery_rate": "0.25",
    "expected_after_20_pct_gain": "9600"
  },
  "research_budget": {
    "months": 3,
    "monthly_max_hours": "8",
    "active_monthly_reading_hours": "6",
    "active_monthly_record_hours": "2",
    "active_monthly_service_usd": "10",
    "expected_active_hours": "24",
    "expected_active_service_usd": "30",
    "passive_initial_hours": "4",
    "passive_monthly_review_hours": "1",
    "expected_passive_hours": "7",
    "waiting_monthly_review_hours": "0.5",
    "expected_waiting_hours": "1.5",
    "transaction_and_tax_costs": "unknown",
    "fund_fees": "unknown"
  },
  "near_transfer": {
    "months": 3,
    "monthly_time_limit_hours": "2",
    "monthly_subscription_usd": "10",
    "continued_subscription_usd": "30",
    "immediate_cancellation_new_subscription_usd": "0",
    "comparison_window": "从下月起三个计费月；本月已付费用不退且不计入新增费用比较"
  }
}